Hearth

Hearth is a financial technology company founded in 2016 that provides home improvement contractors with an all-in-one platform covering quoting, contracts, financing and payments. The software lets professionals offer customers flexible payment options without traditional dealer fees or complicated paperwork, and is designed to protect contractors' own margins.

The product sits at the intersection of several technical domains: consumer financing and payment solutions, payments processing, workflow management software, and quoting and contracts tooling for the home services sector. Hearth reports that its platform is used by more than 30,000 professionals and has helped fund over $1 billion in home improvement projects.

The company is venture-backed, with investors including 8VC, Founders Fund and Human Capital. Its team is drawn from home services and financial technology backgrounds, and its stated focus is on understanding contractors' day-to-day operations and modernising how home services businesses run.